Author Archives: Dave Ramsey

You have to own a home, right? Every self-respecting, college graduate, owns a home. Renting is for college students or young couples just starting out, right? We were living comfortably in Wisconsin when the opportunity came for us to move back to Cal… Continue reading →

In high school, my parents said it was financially impossible for me to attend a private university, but I had my heart set on a local Christian university. With the help of scholarships, grants, part-time work, my parent’s contributions and student lo… Continue reading →

We have $21,000 in credit card debt, and ongoing medical expenses for our special needs child. My husband works very hard, but only makes about $25,000 a year … Continue reading →

Dave’s principles are simple but true. We are a testimony to that! A year and a half ago we had almost $40,000 worth of debt. I am excited to report that we are debt free! Dave’s principles plus the provision of a great God are how we got out of debt! … Continue reading →

God led us to Dave Ramsey who helped us to learn how to allocate the resources God provided, and we became debt-free despite almost losing two children, choosing to become a one-income family, meeting our annual out-of-pocket medical expenses for 3 yea… Continue reading →

I’m working my way toward financial responsibility slowly but surely. One of the things that really pushed me in that direction was a dumb mistake I made about 9 months ago. I had gotten a speeding ticket for $180, but I went to court and opted to do t… Continue reading →

I bought TMMO in 2008 and started with the zero based budget. My husband and I had really got into the grove of things when he received orders for D.C. So in November of 2009 we made the move and ever since then our money has been out of control. We le… Continue reading →